| Did you know that by offering your customers the option to pay with their credit cards, you could close up to 80% more sales? The easiest way to dramatically increase your profits, on or off the Internet, is to obtain your own Merchant Account.
Usually if you are a small business, a new business, an Internet Business, a Mail Order Business or if your credit is not so good, you'll be fighting a long uphill battle and you'll be paying extraordinary fees to obtain a Merchant Account. Why do that when you could be setup in as little as 6-10 days.
In todays competitive business environment you need to accept
secure credit card and check payments over the Internet.
ONLINE APPLICATION:
With our Merchant program you will be able to securely accept credit card orders and checks on your website with complete automation and ease. Merchants can also check the status of transactions, automatically bill customers for recurring charges, or run a variety of reports right from the Virtual Terminal.
This allows Internet-based businesses to authorize, process, and manage credit card transactions without worrying about all the complicated software, hardware, and expertise normally associated with processing payments over the Web.
When on-line customers are ready to purchase products or services from your Web site, the merchant account either captures the necessary information (name, credit card number, etc.) from the your own secure transaction page or displays a standard transaction page, hosted on the merchant account server, for the customer to fill out.
This information is encrypted using 128 bit secure Socket Layer technology and sent to a transaction server. The server then sends the data through the authorization network to the appropriate card issuer's bank over a secure, proprietary connection. When the authorization process is complete -- this takes around five seconds -- the customer receives an approval or decline response, and the server stores the transaction. Transactions are automatically settled each day and funded within 2-3 days.
Here are the basic rates, fees and a link to the online application.
- $199.00 for the Authorize.net payment gateway license
- No merchant account application fee
- 2.29% discount rate (Visa & MasterCard)
- $0.30 network connection fee (per occurrence)
- $10.00 monthly gateway fee
- $10.00 monthly bank statement fee
- $25.00 monthly processing minimum
* For a complete list of per occurrence charges that may apply and to view the terms & conditions, access the online application listed below. Upon completing the online application, we will email you a pdf file to download the entire merchant account agreement that should be signed and faxed back to our office to begin the approval process.
ONLINE APPLICATION:
If you would prefer to be contacted by one of our bank representatives, simply fill out our Please Call Me - Request Form.

Why choose us for your business?
- Fast Setup
- Quick Approval
- Simple Website Order Integration
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- Reliability
- Over 98% Approval Rate
- No Credit Turndowns
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As financial transactions continue to proliferate across the Internet, our payment solutions securely and conveniently link thousands of web sites and their customers to leading financial institutions and payment processing networks, making it as safe and easy to transact business on the Internet as it is in the physical world. With the explosive growth of web commerce, you can't afford not to take advantage of our quick & easy electronic commerce solutions.
Our rates are very low and can get you started accepting credit cards and checks on-line. We have the lowest per transaction charges.
You can get started immediately by filling out our ONLINE APPLICATION or calling us directly. A representative will be available for help while filling out the form.
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